If you’re like many people you receive a lot of unwanted mail in your mailbox, including offers for low interest credit cards. Not only do some people find this a waste, it puts recipients at risk for identity theft and credit card fraud, should a thief steal the mail. So how do you opt out of preapproved credit card offers? Should you choose to, you can do so at OptOutPrescreen.com.
“The consumer credit reporting companies are required to offer this to consumers,” said CSLEA Foundation Chairman Kenny Ehrman. “Credit card companies get their information from the credit reports and make the decision from there as to whether to preapprove you for a credit card. You can ask to be removed from the list for five years, or permanently. It’s just another consumer protection idea to consider.”